Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. The difference is, CDs “lock your money up” for a specified period of time. To access your funds before the term ends, you’ll have to pay a penalty. Although CDs offer less…
13 Best Investment Opportunities for Accredited Investors
When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more. Even though I had this “exclusive access” it took…
Bitcoin Historical Annual Returns (10 Years, 5 Years, 3 Years, 1 Year)
From its humble beginnings in 2008 to today, Bitcoin’s history has been relatively short but very eventful. The original protocol for this popular digital currency was created in 2008 by Satoshi Nakamoto, believed to be a pseudonym for an unknown developer or group of developers. Nakamoto launched the Bitcoin network just a year later and…
8 Best Savings Accounts of 2024
To get the best savings account rates, start by shopping around and comparing different banks and credit unions. Here are some of the top national rates to get the most out of your savings account. While the best savings accounts used to come from traditional brick-and-mortar institutions, this is no longer the case at all….
27 Signs You Are Financially Stable
“How do you want to pay for it?” I had recently returned from Iraq, and my wife and I were hunting for a couch for our new home. We found one that was on sale. We both thought it was perfect. Okay, it was a red couch, and she thought it was perfect. I personally…
9 Ways – How to Start Investing With $100
Building wealth takes time and patience, but it also requires you to take real, actionable steps with your money. After all, you won’t get rich by keeping your extra cash under your mattress and hoping for the best. You have to invest your money if you want it to start growing to its full potential….
What Are Your Best Roth IRA Rates?
One of my most favorite questions that I often get as a financial planner is “What’s your best rates on Roth IRAs?” Coming in at a close second is, “What’s the best stock to buy right now?” Both of those questions are extremely hard, if not impossible, to answer. In addition, the question I get…
What Might Happen if You Invest $100 in Bitcoin Today?
Bitcoin is the oldest and best-known of the modern crop of digital currencies. It’s a cryptocurrency, or digital currency, not backed by any government. That makes it very different from the US dollar, and it comes with unique risks that could make Bitcoin a good or bad investment, depending on your unique investment goals. If…
Empower (Formerly Personal Capital) Review – Managing All Your Investments in One Place
One thing that I have craved for investors is a tool that allows you to sync all your financial accounts – your investment portfolio, checking and savings accounts, credit cards, and other loan accounts – in one place and then provides an investment-related analysis of your entire portfolio. Mint does a fantastic job of giving…
SaveBetter (Raisin) Review: The Best Place to Go for High-Interest Savings?
NOTE: In June 2023, Savebetter by Raisin rebranded to simply Raisin for better brand awareness If this past year has taught us anything, it’s that investments that seem too good to be true almost always are. Many investors were burned by ‘can’t miss’ tech stocks and could only watch as the value of digital assets,…