NOTE: In June 2023, Savebetter by Raisin rebranded to simply Raisin for better brand awareness If this past year has taught us anything, it’s that investments that seem too good to be true almost always are. Many investors were burned by ‘can’t miss’ tech stocks and could only watch as the value of digital assets,…
How to Achieve Important Long-Term Financial Goals
Long-term goals aren’t easy to achieve. But why? Could it be that motivation wanes over time? Perhaps external circumstances change. Maybe it has to do with the feasibility of the goals. Many people have trouble sticking to something over the course of a single year let alone several years or decades. Perhaps that’s why long-term…
How to Achieve Important Long-Term Financial Goals
Long-term goals aren’t easy to achieve. But why? Could it be that motivation wanes over time? Perhaps external circumstances change. Maybe it has to do with the feasibility of the goals. Many people have trouble sticking to something over the course of a single year let alone several years or decades. Perhaps that’s why long-term…
15 Best Low-Risk Investments
Investing well is about balancing risk and reward. The unprecedented challenges facing the world economy have many savers looking to reduce their exposure to risky investments and move towards those with lower risk. While it’s true that the amount of return you can get depends on how much risk (and losses) you are willing to…
15 Best Low-Risk Investments
Investing well is about balancing risk and reward. The unprecedented challenges facing the world economy have many savers looking to reduce their exposure to risky investments and move towards those with lower risk. While it’s true that the amount of return you can get depends on how much risk (and losses) you are willing to…
11 Best Online Banks: Start Today
Interest rates have been rising rapidly in recent months, and you may be pleasantly surprised to see how much. If you’re currently holding your money in a bank that’s paying 0.0-something percent on your balance, you need to seriously investigate the alternatives. In this guide, we’re going to provide 11 of the best online banks,…
Best High-Interest Savings Accounts
I remember a time when the best high-interest savings accounts paid annual yields of over 5%. Those days were long gone. BUT… they are making a comeback! According to the FDIC, the national average savings rate is paltry 0.46%. That means that the best high-interest savings accounts today are paying close to 20 times the…
Best Money Market Accounts of 2024
Money market accounts haven’t been drawing much attention in recent years, and it’s easy to see why. Recent figures from the Federal Deposit Insurance Corporation (FDIC) show that the average savings account rate and the average money market account rate are currently at 0.64% APY as of writing. Still, there are a small handful of…
The Best Checking Accounts for Your Business
A business checking account helps small business owners keep their business funds separate from personal funds. No matter the type of business you’re in, you need a checking account in order to stay on top of bills and invoices. You also need an account in order to accept and deposit payments from customers or clients,…
Ditch Your Bank: 9 Banking Alternatives That Pay More
Did you know the average bank is paying 0.43% in interest on their savings accounts? That seems crazy enough on its own, but it’s even crazier that my bank is paying even less than that. That’s right; my own bank is paying a fraction of the average savings interest rate….actually .01%. Even worse, my bank…